Tag Archives: driving clinic affects insurance rates

Driving Clinic Affect on Insurance Rates

car driving clinic affects car insurance ratesMany of my clients ask me about driving clinics. Driving clinics or driving improvements courses are offered by NC DMV to enable a driver to lower their driver’s license points. As such, in a situation where a driver is in danger of accumulating 12 points for the first time then a driver improvement course will enable the driver to avoid a suspension. However, with regards to insurance points, a driving clinic does absolutely nothing since the license point system and insurance points system are different. Insurance companies can still look at a conviction to determine a bump in a person’s rate even if NC DMV has removed points by taking a clinic.