Driving Clinic Affect on Insurance Rates

Many of my clients ask me about driving clinics. Driving clinics or driving improvements courses are offered by NC DMV to enable a driver to lower their driver’s license points. As such, in a situation where a driver is in danger of accumulating 12 points for the first time then a driver improvement course will enable the driver to avoid a suspension. However, with regards to insurance points, a driving clinic does absolutely nothing since the license point system and insurance points system are different. Insurance companies can still look at a conviction to determine a bump in a person’s rate even if NC DMV has removed points by taking a clinic.